Loan rates

Competitive rates to get you what you need



Share Secured

TermAPR*
24 mos2.00% + Current share rate
36 mos2.00% + Current share rate
48 mos2.00% + Current share rate
60 mos3.00% + Current share rate
72 mos3.00% + Current share rate
84 mos3.00% + Current share rate

Unsecured 

Paper Grade24 mos36 mos48 mos
A+ $8,0008.45% APR*8.95% APR9.45% APR
A- $8,0009.45% APR9.95% APR10.45% APR
B- $7,0009.95% APR10.95% APR11.45% APR
C- $5,00013.95% APR14.45% APR15.95% APR
D- $2,50016.49% APR16.75% APR17.00% APR

12-Month Unsecured

$3,000.00 Limit

*1 per member ** Not included in signature limit

A+- 4.24%A- 5.24%B- 6.24%C- 9.24%D- 14.24%

New Vehicle Loans

Auto, trucks, motorcycles

**RVs, mobile homes. Add .5% for every year over 72 months.

Paper Grade36 mos48 mos 60 mos72 mos
over $25,000.00
84mos
over $50,000.00
A+5.74%5.74%5.74%6.24%7.24%
A6.24%6.24%6.24%6.74%7.74%
B6.74%6.74%6.74%7.24%8.24%
C9.74%9.74%9.74%10.24%11.24%
D12.74%12.74%12.74%13.24%14.24%

Used Vehicle Loans

Paper Grade36 mos48 mos60 mos72 mos
over $25,000.00
A+6.74%6.74%6.74%7.24%
A7.24%7.24%7.24%7.74%
B7.74%7.74%7.74%8.24%
C10.74%10.74%10.74%11.24%
D13.74%13.74%13.74%14.24%

Fixed Home Equity Rates

*Add 0.50% for 15 years

Paper GradeRate (10 years)
A+, A, B7.00%
C7.50%
D8.25%

Home Equity Line of Credit Rates

*Prime 8.50%

Paper GradeRate (10 years)
A+, A 6.00%
B7.00%
C8.00%
D9.00%

Scoring Scale

A+720 and above
A680 - 719
B630 - 679
C600 - 629
D475 - 599