Loan rates

Competitive rates to get you what you need



Share Secured

TermAPR*
24 mos2.00% + Current share rate
36 mos2.00% + Current share rate
48 mos2.00% + Current share rate
60 mos3.00% + Current share rate
72 mos3.00% + Current share rate
84 mos3.00% + Current share rate

Unsecured

Paper Grade24 mos36 mos48 mos
A+ $8,0008.45% APR*8.95% APR9.45% APR
A- $8,0009.45% APR9.95% APR10.45% APR
B- $7,0009.95% APR10.95% APR11.45% APR
C- $5,00013.95% APR14.45% APR15.95% APR
D- $2,50016.49% APR16.75% APR17.00% APR

New Vehicle Loans

Auto, trucks, motorcycles

**RVs, mobile homes. Add .5% for every year over 72 months.

Paper Grade36 mos48 mos 60 mos72 mos
over $25,000.00
84mos
over $50,000.00
A+3.99%3.99%3.99%4.49%5.49%
A4.49%4.49%4.49%4.99%5.99%
B4.99%4.99%4.99%5.49%6.49%
C7.99%7.99%7.99%8.49%9.49%
D10.99%10.99%10.99%11.49%12.49%

Used Vehicle Loans

Paper Grade36 mos48 mos60 mos72 mos
over $25,000.00
A+4.99%4.99%4.99%5.49%
A5.49%5.49%5.49%5.99%
B5.99%5.99%5.99%6.49%
C8.99%8.99%8.99%9.49%
D11.99%11.99%11.99%12.49%

Fixed Home Equity Rates

*Add 0.50% for 15 years

Paper GradeRate (10 years)
A+, A, B6.25%
C6.75%
D7.50%

Home Equity Line of Credit Rates

*Prime 6.25%

Paper GradeRate (10 years)
A+, A -1.00% under prime
5.25%
BPrime-6.25%
C+1.00% over prime
7.25%
D+2.00% over prime
8.25%

Scoring Scale

A+720 and above
A680 - 719
B630 - 679
C600 - 629
D475 - 599