Loan rates

Competitive rates to get you what you need


Effective 1/24/2017

 

Share Secured

TermAPR*
24 mos2.00% + Current share rate
36 mos2.00% + Current share rate
48 mos2.00% + Current share rate
60 mos3.00% + Current share rate
72 mos3.00% + Current share rate
84 mos3.00% + Current share rate

 

Unsecured

Paper Grade24 mos36 mos48 mos
A+ $8,0008.45% APR*8.95% APR9.45% APR
A- $8,0009.45% APR9.95% APR10.45% APR
B- $7,0009.95% APR10.95% APR11.45% APR
C- $5,00013.95% APR14.45% APR15.95% APR
D- $2,50016.49% APR16.75% APR17.00% APR

 

New Vehicle Loans

Auto, trucks, motorcycles, RVs, mobile homes. Add .5% for every year over 72 months.

Paper Grade36 mos48 mos 60 mos72 mos
A+1.99%1.99%1.99%2.49%
A1.99%1.99%1.99%2.49%
B2.49%2.49%2.49%2.99%
C5.49%5.49%5.49%5.99%
D8.49%8.49%8.49%8.49%

 

Used Vehicle Loans

Paper Grade36 mos48 mos60 mos72 mos
A+2.99%2.99%2.99%3.49%
A2.99%2.99%2.99%3.49%
B3.49%3.49%3.49%3.99%
C6.49%6.49%6.49%6.99%
D9.49%9.49%9.49%9.49%

 

Scoring Scale

A+700 and above
A680 - 699
B630 - 679
C600 - 629
D475 - 599