Loan Information

A full range of loans programs to fit your needs

The Niagara Falls Air Force FCU offers a full range of loan programs to fit all your borrowing needs. Your loan payments can be automatically deducted from your account.

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Vehicle Loans

With our low interest rates and flexible terms, we can save you money on your next vehicle purchase. So before you go shopping for your new auto, motorcycle, RV, or boat, apply for a pre-approval. You will be treated with fast and friendly service from our loan officer.


Personal Loans and Lines of Credit

Personal loans are a cost-effective alternative to credit cards. Your credit union has a program to fit everyone’s needs.

Personal loans are also an excellent product to help younger people establish a credit history. It is also a better alternative for people who have had difficulty with using credit cards in the past. Whatever your personal needs, a low interest personal loan may be a smart choice for you.  (Maximum limit is $15,000.)


Share Secured Loan

Share Secured Loans are an option for your financial needs. For example, if you have imperfect credit and need to borrow money, or you want get the lowest possible rate for a loan, a Shared Secured Loan could be the solution for you! With a Shared Secured Loan, you use your savings account as collateral. The rates are low and terms are flexible.


Home Equity Loans – Fixed or Variable

The equity you’ve built in your home can be a ready source of cash for whatever you’re dreaming…renovate the kitchen, put in a pool, pay for college tuition, take a fabulous vacation or even consolidate high interest bills and save money on finance charges.

Put your home to work for you. A home equity loan from your credit union has many benefits, including:

  • Low Rates
  • Finance up to 80% of the value of your home
  • Credit Union pays closing costs
  • Tax deductible interest (see your tax advisor for details)

Turn you dreams into reality and contact your credit union to apply.


First Mortgages

Whether you’re buying or refinancing, be sure to check out our mortgage program available from your credit union. We offer:

  • Competitive Rates
  • Terms up to 30 Years
  • Fast Closings
  • Personal Service

For more information or to apply, contact the credit union.