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Introduction to
Home Banking Brochure


(Your savings are federally insured up to $250,000 and backed
by the full faith and credit of the United States Government)


Click here to view the current NFAF FCU newsletter.

 
NYS has changed its Abandoned Property law from 3 to 5 years.
We have begun notifying our members when their account
 becomes dormant by 2 years.  This will give ample time to
 re-activate your account before it is turned over as abandoned
 property. If you receive a notice, please make a transaction on
your savings or return your letter with your signature
 that you want your account.


           



Niagara Falls Air Force FCU
2420 Olmstead Street
Niagara Falls, NY 14304

Tel: 716-236-2085
Fax: 716-297-1223

Click for Map or Driving Directions

Loan Rates

Effective 9/1/2011

Share Secured:

24 Mos 3.99%
36 Mos 3.99%
48 Mos 3.99%
60 Mos 4.50%
72 Mos 4.50%
84 Mos 4.50%


Unsecured:

Paper Grade 24 Months 36 Months 48 Months 60 Months
A+-$7,000 8.45% 8.95% 9.45% N/A
A-$7,000 9.45% 9.95% 10.45% N/A
B-$6,000 9.95% 10.95% 11.45% N/A
C-$4,000 13.95% 14.45% 15.95% N/A
D-$2,000 16.49% 16.75% 17.00% N/A


New Vehicle Loans
(Auto, Trucks, Motorcycles, R.V.'s, Mobile Homes)
**Add .5% for every year over 60 months**

Paper Grade 36 Months 48 Months 60 Months 72 Months
A+ 3.49% 3.49% 3.49% 3.99%
A 3.99% 3.99% 3.99% 4.49%
B 4.99% 4.99% 4.99% 5.49%
C 7.99% 7.99% 7.99% 8.49%
D 10.990% 10.99% 10.99% 11.49%


Used Vehicle Loans
(Auto, Trucks, Motorcycles, R.V.'s, Mobile Homes)

Paper Grade 36 Months 48 Months 60 Months 72 Months
A+ 4.99% 4.99% 4.99% 5.49%
A 5.49% 5.49% 5.49% 5.99%
B 6.49% 6.49% 6.49% 6.99%
C 8.99% 8.99% 8.99% 9.99%
D 12.99% 12.99% 12.99% 13.49%


Scoring Scale

A+ 700 and Above
A 680 - 699
B 630 - 679
C 600 - 629
D 475 - 599


WE HAVE MONEY
TO LEND
:  ASK
ABOUT OUR
RATE MATCH ON
NEW VEHICLES.

HAVE WE GOT
A LOAN FOR
YOU:

PURCHASE A NEW
OR USED VEHICLE
(RATES AS LOW  
AS 3.49% FOR NEW,
AND 4.99% FOR
USED) AND GET
YOUR SECOND
LOAN (NEW
VEHICLE, USED
VEHICLE OR THE
HOLIDAY SPECIAL) 
AT
HALF PRICE!


HOLIDAY SPECIAL

$3,000 MAXIMUM
12 MONTH TERM
RATES AS LOW
AS 4.00%