Holiday Special!
Maximum Loan Amount $3,000

Rates as follows:
            A+ - 5.99%
            A - 6.99%
            B - 7.99%
            C - 10.99%
            D - 15.99%.

Term - 12 Months Repayment
Loan Special Limited to One Per Member

ATTENTION MEMBERS: SHARE

INSURANCE HAS INCREASED

FROM $100,000 TO $250,000

UNTIL DECEMBER 31, 2009.

Loan Rates

Effective March 3, 2008

Share Secured:

24 Mos	4.40%
36 Mos	4.50%
48 Mos	4.90%
60 Mos	5.40%
72 Mos	5.75%
84 Mos	6.25%

Unsecured:

Paper Grade	24 Months	36 Months	48 Months	60 Months
A+	8.45%	8.95%	9.45%	N/A
A	8.95%	9.45%	9.99%	N/A
B	10.95%	11.45%	11.99%	N/A
C	14.45%	14.95%	15.45%	N/A
D	16.99%	17.25%	17.50%	N/A

New Vehicle Loans
(Auto, Trucks, Motorcycles, R.V.'s, Mobile Homes)
**Add .5% for every year over 60 months**

Paper Grade	24 Months	36 Months	48 Months	60 Months
A+	4.75%	4.99%	5.25%	5.50%
A	5.10%	5.30%	5.49%	5.75%
B	5.99%	6.20%	6.40%	6.60%
C	8.55%	8.80%	9.05%	9.30%
D	11.80%	12.05%	12.30%	12.55%

Used Vehicle Loans
(Auto, Trucks, Motorcycles, R.V.'s, Mobile Homes)

Paper Grade	24 Months	36 Months	48 Months	60 Months
A+	5.75%	5.99%	6.25%	6.75%
A	6.25%	6.50%	6.75%	7.25%
B	7.15%	7.35%	7.55%	7.75%
C	9.70%	9.99%	10.20%	10.45%
D	12.95%	13.20%	13.45%	13.70%

Scoring Scale

A+	700 and Above
A	680 - 699
B	630 - 679
C	600 - 629
D	475 - 599