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Introduction to
Home Banking Brochure
(Your savings are federally insured up to $250,000 and backed
by the full faith and credit of the United States Government)
Click here to view the current NFAF FCU newsletter.
NYS has changed its Abandoned Property law from 3 to 5 years.
We have begun notifying our members when their account
becomes dormant by 2 years. This will give ample time to
re-activate your account before it is turned over as abandoned
property. If you receive a notice, please make a transaction on
your savings or return your letter with your signature
that you want your account.
Niagara Falls Air Force FCU
2420 Olmstead Street
Niagara Falls, NY 14304
Tel: 716-236-2085
Fax: 716-297-1223
Click for Map or Driving Directions
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Loan RatesEffective 9/1/2011
Share Secured:
| 24 Mos |
3.99% |
| 36 Mos |
3.99% |
| 48 Mos |
3.99% |
| 60 Mos |
4.50% |
| 72 Mos |
4.50% |
| 84 Mos |
4.50% |
Unsecured:
| Paper Grade |
24 Months |
36 Months |
48 Months |
60 Months |
| A+-$7,000 |
8.45% |
8.95% |
9.45% |
N/A |
| A-$7,000 |
9.45% |
9.95% |
10.45% |
N/A |
| B-$6,000 |
9.95% |
10.95% |
11.45% |
N/A |
| C-$4,000 |
13.95% |
14.45% |
15.95% |
N/A |
| D-$2,000 |
16.49% |
16.75% |
17.00% |
N/A |
New Vehicle Loans
(Auto, Trucks, Motorcycles, R.V.'s, Mobile Homes)
**Add .5% for every year over 60 months**
| Paper Grade |
36 Months |
48 Months |
60 Months |
72 Months |
| A+ |
3.49% |
3.49% |
3.49% |
3.99% |
| A |
3.99% |
3.99% |
3.99% |
4.49% |
| B |
4.99% |
4.99% |
4.99% |
5.49% |
| C |
7.99% |
7.99% |
7.99% |
8.49% |
| D |
10.990% |
10.99% |
10.99% |
11.49% |
Used Vehicle Loans
(Auto, Trucks, Motorcycles, R.V.'s, Mobile Homes)
| Paper Grade |
36 Months |
48 Months |
60 Months |
72 Months |
| A+ |
4.99% |
4.99% |
4.99% |
5.49% |
| A |
5.49% |
5.49% |
5.49% |
5.99% |
| B |
6.49% |
6.49% |
6.49% |
6.99% |
| C |
8.99% |
8.99% |
8.99% |
9.99% |
| D |
12.99% |
12.99% |
12.99% |
13.49% |
Scoring Scale
| A+ |
700 and Above |
| A |
680 - 699 |
| B |
630 - 679 |
| C |
600 - 629 |
| D |
475 - 599 |
|
WE HAVE MONEY
TO LEND: ASK
ABOUT OUR
RATE MATCH ON
NEW VEHICLES.
HAVE WE GOT
A LOAN FOR
YOU:
PURCHASE A NEW
OR USED VEHICLE
(RATES AS LOW
AS 3.49% FOR NEW,
AND 4.99% FOR
USED) AND GET
YOUR SECOND
LOAN (NEW
VEHICLE, USED
VEHICLE OR THE
HOLIDAY SPECIAL)
AT HALF PRICE!
HOLIDAY SPECIAL
$3,000 MAXIMUM
12 MONTH TERM
RATES AS LOW
AS 4.00%
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